Always Weigh The Cost
It is important to carefully weigh the cost of something you're considering buying to see if it's really worth it. Here's how hidden costs can get you!
Managing Money
Paying Cash For A Car?
Paying Cash For A Car? Elaine From Massachusetts asks: “Given the fact that more people are traveling further for better paying jobs — How does your concept of purchasing a car cash apply? I travel a total of 100 miles a day round trip for work. Travel time is about 1 hour 15 minutes peak …
When Should You Buy A Newer Car?
Michael from Wilmington, NC asks: When should you get rid of an old car that is paid for and buy a newer one that would hopefully have less maintenance cost. I am assuming the new car would be paid for outright without credit expenses. Michael Answers: That is a good question. We recommend buying …
13 Tips To Save Money On Your Electric Bill
Save money using these easy tips to cut your electric bill. You may be surprised how easy it is to reduce your utility costs!
Don’t Buy In! Part 3
Don’t Buy In!, Part 3 Read part 1 here and part 2 here. So What’s the point, you ask? What can I do about it? Don’t buy in! Don’t listen. Reduce your exposure to a runaway stream of information. Don’t just rock along in auto pilot. Think about what you’re doing. Any information going …
Don’t Buy In! (Part 2)
Don’t Buy In! (Part 2) (Read part one here.) TV ads are, as a whole louder than ever, often using fast paced tense music to make you feel like there is an urgent reason you need to watch this commercial. Even though there are laws designed to prevent television broadcasters from playing commercials louder than …
Don’t Buy In!
Don’t Buy In! How To Avoid The Trap! Did you know you need a new cell phone? Did you know your car is trash? Did you know you’re not pretty enough, you’re overweight, you wear outdated clothes, you need to eat healthier and you need two large pizzas? If you didn’t know that, brace yourself …
Should We Sell Our House?
Rebejay from Vancouver, Washington asks: Is it better to sell the fancy house, pay off all debt and rent until we can purchase a more affordable modest home? We may have enough equity to accomplish it all and not rent. We are tired of the rat race and want to send our kids to a …
Frugal Living – Is It Too Time Consuming?
Is Frugal Living Too Time Consuming? When people ask me about getting out of debt, they often ask “Doesn’t frugal living take quite a bit more time than not living frugally?” Of course, doing work yourself does mean you spend more time doing certain things, but frugal living also means that you will spend a …
How to Live Debt Free – Debt Free Living Tips
Have you ever wondered how to live debt free or if it was even possible? Jill shares some thoughts about the freedom that comes with debt free living.
Where Do We Begin To Catch Up On Debt?
Three steps to help you get out of debt.
Should We Declare Bankruptcy?
Is Bankruptcy Our Only Way Out? A reader writes: My husband was a lawyer for 4 years before going to seminary and becoming a minister. Now with living on his severely reduced salary as a pastor the student loans seem like they will never be paid back. Is going bankrupt our only way out? (We …