Living On A Dime
How To Save Money And Get Out Of Debt
Mike from Manitoba, Canada asks: “I have been trying to live more simply, and would like to become debt free so that I will be more free to make changes that reflect my new goals in my life. Last year I bought a new car. At the time I was already thinking about maybe giving …
When to Buy New or Name Brand Goods In all my years living frugally, I have found that some things are worth buying new. Even though I often recommend shopping at garage sales and thrift stores, there are times when you don’t really save anything buying an item used or cutting back on something. I …
It is important to carefully weigh the cost of something you're considering buying to see if it's really worth it. Here's how hidden costs can get you!
When Saving Money, Make It Work For You Christy M. writes: The next time (if there is one) that you can stand to do an article on cleaning, kid chores or when to spend a bit more – here are my comments, take them or leave them :) My son has disabilities that include attention …
How Can I Spend Less on Presents Without Looking Cheap? Katie from Rolla, Missouri writes: Everyone else in our family makes a lot of money and buys expensive Christmas gifts for us. I’m getting ready to become a stay at home mom, which will stretch us even more. I’m wondering how to buy presents for …
Paying Cash For A Car? Elaine From Massachusetts asks: “Given the fact that more people are traveling further for better paying jobs — How does your concept of purchasing a car cash apply? I travel a total of 100 miles a day round trip for work. Travel time is about 1 hour 15 minutes peak …
Michael from Wilmington, NC asks: When should you get rid of an old car that is paid for and buy a newer one that would hopefully have less maintenance cost. I am assuming the new car would be paid for outright without credit expenses. Michael Answers: That is a good question. We recommend buying …
Save money using these easy tips to cut your electric bill. You may be surprised how easy it is to reduce your utility costs!
Don’t Buy In!, Part 3 Read part 1 here and part 2 here. So What’s the point, you ask? What can I do about it? Don’t buy in! Don’t listen. Reduce your exposure to a runaway stream of information. Don’t just rock along in auto pilot. Think about what you’re doing. Any information going …
Don’t Buy In! (Part 2) (Read part one here.) TV ads are, as a whole louder than ever, often using fast paced tense music to make you feel like there is an urgent reason you need to watch this commercial. Even though there are laws designed to prevent television broadcasters from playing commercials louder than …
Don’t Buy In! How To Avoid The Trap! Did you know you need a new cell phone? Did you know your car is trash? Did you know you’re not pretty enough, you’re overweight, you wear outdated clothes, you need to eat healthier and you need two large pizzas? If you didn’t know that, brace yourself …
Rebejay from Vancouver, Washington asks: Is it better to sell the fancy house, pay off all debt and rent until we can purchase a more affordable modest home? We may have enough equity to accomplish it all and not rent. We are tired of the rat race and want to send our kids to a …
